Overseas Student Health Cover is a mandatory wellness cover item needed by Australian learners. OSHC is an insurance product that basically provides an insurance rate depending on the Australian Medicare scheme to global learners. Overseas Student Health Cover is widely known as OSHC. Through their academic institution, students can arrange to pay for their OSHC. yet, students can still choose their own OSHC provider even when their educational institution makes a specific recommendation because they have negotiated a preferred provider arrangement with a particular insurer.